The time is right to buy
a home because you are...
Equipped with a stable, steady income flow
Ready to commit to a specific area
Interested in building equity
Prepared to take on the responsibility of home maintenance
Confident you know what you need in a home (ie: 3 bedrooms, 2 baths, eat-in kitchen, separate laundry room, etc.)
Excited to make a place your own — paint walls, renovate and add your own touch of style
Here are the top financial and
emotional reasons to own a home:
Invest in your future
Gain equity in your home while building a credit history
You’re paying for housing whether you own or rent and homeownership provides a consistent monthly payment, often lower per month than rent
Owning is usually a form of “forced savings,” providing you with financial independence after pay off
Home loans are assumable
There are many benefits to owning, including potential interest tax deductions and credits, as well as insurance discounts
Owning is a hedge against inflation and is typically the one leveraged investment available
Take pride in homeownership
Owning a home is a good way to build up wealth that can be passed along to your family, as it is an inheritable asset with options to transfer homeownership
You’ll have a physical structure providing space and safety to you and your family
Homeownership gives you creative control over what you do with your living space, like improvements, renovations and updates
It means you can put down roots, build relationships with your neighbors and have a good place to raise children and provide them with a good education